The past two to three years have marked a major shift in the way Americans approaching retirement view this “third act” of life. Once regarded as “Golden Years” in which many of life’s dreams could finally come to fruition, retirement [...]
When it comes to assets that involve risk, you will usually have to pay fees. The fees also become more difficult to find within a prospectus. Unfortunately, investing in securities often carries both disclosed and undisclosed fees and commissions. However, by understanding what [...]
Skyrocketing Oil Prices: Will rising oil prices and the crisis in Japan affect the United States’ recovery?
Recently, the economy has been showning signs of strength. With consumer spending on the rise and the stock market’s continued growth, many experts and economists believe that the recovery will continue. However, with the recent tragedies in Japan and unrest in [...]
Consider the following six tips to setting up a comprehensive estate plan to help protect your estate, assets, children, and legacy and to ensure what is left to your loved ones is what you originally intended. 1) If you are [...]
Chad’s Interview with the Edwardsville Intelligencer; article titled "Double-Dip Recession on the Horizon?"
St. Louis County foreclosures nearly double and Missouri’s unemployment reaches 9.1 percent, St. Louis advisor addresses what you can do now to prepare your finances for a potential second-wave of economic hardship The fear of a “double-dip” recession is back. The [...]
It’s unavoidable! You turn to the news and there is another round of announcements about the rising unemployment rate, company layoffs or massive corporate cutbacks. People spend decades contributing to their 401(k) with the anticipation of not having to touch [...]
Since the invention of the Roth IRA in 1997, retirement savers and financial advisors alike have been thrilled at the notion of a retirement savings vehicle that allows money to compound tax-free. The Roth gained even more popularity with the [...]